Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new, on demand sharing services that allow homeowners to..
Many homeowners operate under the assumption that all homeowners insurance is created equal. A common notion is that as long as the coverage limits match, a policy or quote comparison is "apples to apples." The reality is that that homeowners..
With our proximity to the Potomac River, we enjoy its beauty and countless recreational opportunities. With this proximity, however, we are faced with unique flood risks. This risk is nothing new. Flooding has threatened life and destroyed property..
Hope all is well. I know that the ongoing protests have been a source of concern for business owners and property owners alike. Though the vast majority of protesters are participating in peaceful activism enshrined within our First Amendment..
Social engineering fraud (SEF) is a type of fraud that’s become increasingly common over the last several years. However, even though many instances of this fraud transpire over email communications, it’s a company’s crime policy—not a cyber..
As we all know, accidents happen—and it’s not uncommon for jury awards and out-of court settlements to run into the millions. While it’s difficult to pinpoint the monetary consequences of the risks you and your family take each day, are you certain..
| A data breach can be a devastating event, affecting a company financially and damaging its reputation with customers, but the risk doesn't end there. As a director or officer at your company, you face litigation risks based on cyber security.. |
The incidents below are recent examples of actual liability claims in excess of a policyholder's primary liability limit. These scenarios represent only a sampling of the types of claims that can occur every day.
Adequate excess liability limits..
Oftentimes, government contracts require contractors, both prime and subs, to carry what is called Defense Base Act (DBA) insurance. This form of international insurance is often accepted as a cost of doing business with Federal U.S. Government. Not..
Lawsuits, once a measure of last resort, are now commonplace in settling disputes. The good news is that you can protect your business by investing in professional liability coverage, also known as errors and omissions (E&O) insurance.
