Most insurance policies are written to allow a building owner to rebuild to the condition it was in prior to the loss. If an ordinance requires more, such as being brought up to code if it sustains more than 50 percent damage to the entire..
As if learning that a loved one was involved in an accident isn’t alarming enough, what happens when you find out the at-fault driver doesn’t have coverage or is underinsured? While most states require drivers to maintain auto insurance, according..
Exposure to toxic chemicals during storage, transportation and disposal can result in injury or illness. If spills occur, containers leak, labels are removed or if untrained employees have access to materials, the risk of injury or illness is even..
Circulation of misleading information regarding immunity for Federal Government Contractors (FGCs) granted through the Government Contractors Defense (GCD) is occurring. Do not fall victim to the notion that the protections provided by the GCD will..
Event organizers must shoulder a significant burden—they have prime responsibility for ensuring overall health and safety at their events. That means they are culpable for any event-related health and safety failures.
For many property owners, flood insurance seems optional or unnecessary. The mortgage company doesn’t require it, the house is paid off, the property isn’t in a flood zone – these are a few common justifications for not carrying flood insurance...
Coinsurance is one of the most complicated and misunderstood terms in insurance. This concept is commonly included in a number of different policies, including property, health, and directors and officers. However, coinsurance works differently for..
According to a recent article in Recreation Management, there are approximately sixteen million lawsuits filed annually in state courts – a rate of about one every two seconds. Few industries are more susceptible than fitness and recreation...
As winter looms, temperatures drop and the chance of severe weather increases considerably. An unfortunate result of this severe weather is the fact that it can cause havoc on your home’s exterior along with several other property damage risks... |
Workers’ compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he or..
