Coinsurance is one of the most complicated and misunderstood terms in insurance. This concept is commonly included in a number of different policies, including property, health, and directors and officers. However, coinsurance works differently for..
As terrible as it is to consider, the vulnerability of participants in youth organizations makes them a target for sexual misconduct or abuse. In addition, those same circumstances create an opportunity for false allegations of sexual misconduct,..
Hurricanes are capable of producing winds in excess of 155 miles per hour and causing catastrophic damage to coastlines and several hundred miles inland. Additionally, hurricanes can also lead to storm surges along the coast and cause extensive..
One of the first things hackers do when they attempt to infiltrate computer systems is to try using any common or stolen passwords. If your employees aren’t careful to use effective passwords and change them regularly, both they and your business..
Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products harms a customer in any way, they can sue your business, leading to costly legal fees and..
With today's emphasis on corporate transparency and accountability, an organization's directors and officers face a countless number of exposures. Regardless of your company's size or mission, the legal costs associated with a lawsuit can be..
From the moment that your business starts the pre-hiring process until the exit interview, your business is vulnerable to an employment-related lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself..