Clarke & Sampson Blog

Understanding Commercial Property Coinsurance

Scott Jefferson | Wednesday, January 30, 2019

Coinsurance is one of the most complicated and misunderstood terms in insurance. This concept is commonly included in a number of different policies, including property, health, and directors and officers. However, coinsurance works differently for..

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Fitness & Recreation: Concussion Prevention

Scott Jefferson | Monday, December 17, 2018

For fitness and recreation organizations and instructors,  participant concussions represent a major risk. Learn how to recognize the symptoms of a concussion and the important steps you should take when addressing this serious injury. 

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Preventing Sexual Abuse Allegations in Youth Organizations

Scott Jefferson | Wednesday, December 12, 2018

As terrible as it is to consider, the vulnerability of participants in youth organizations makes them a target for sexual misconduct or abuse. In addition, those same circumstances create an opportunity for false allegations of sexual misconduct,..

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Ransomware Attacks Are More Common Than Ever

Scott Jefferson | Friday, December 7, 2018

Hackers use a wide range of strategies and techniques to attack business, but one of the costliest and most common is ransomware. According to a new report from Beazley, the number of ransomware attacks has risen by 32 percent since August.

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Nonprofit Risk: Managing Volunteers

Scott Jefferson | Friday, September 21, 2018

As a nonprofit organization, most of your workforce is probably comprised of volunteers. These individuals devote their time and energy to help the community through your organization. Though these individuals offer their services without..

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Hurricane Preparedness: Before, During, and After the Storm

Scott Jefferson | Monday, September 10, 2018

Hurricanes are capable of producing winds in excess of 155 miles per hour and causing catastrophic damage to coastlines and several hundred miles inland. Additionally, hurricanes can also lead to storm surges along the coast and cause extensive..

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Stop Hackers with Strong Password Management

Scott Jefferson | Tuesday, August 21, 2018

One of the first things hackers do when they attempt to infiltrate computer systems is to try using any common or stolen passwords. If your employees aren’t careful to use effective passwords and change them regularly, both they and your business..

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Benefits of Product Liability Insurance

Scott Jefferson | Tuesday, August 21, 2018

Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products harms a customer in any way, they can sue your business, leading to costly legal fees and..

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Benefits of D&O Insurance For Private Companies

Scott Jefferson | Monday, February 26, 2018

With today's emphasis on corporate transparency and accountability, an organization's directors and officers face a countless number of exposures. Regardless of your company's size or mission, the legal costs associated with a lawsuit can be..

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Coverage Insights: Employment Practices Liability Insurance

Scott Jefferson | Thursday, November 9, 2017

From the moment that your business starts the pre-hiring process until the exit interview, your business is vulnerable to an employment-related lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself..

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